Loan programs

Financing for the way the property is used.

Pick a purpose to see what we typically need and how the loan usually works. Every deal is reviewed individually.

What we usually ask for

    Full SBA details →

    Purchase

    For buying a commercial property. Good when the purchase includes a building the borrower will use or an investment property with income to underwrite.

    Refinance

    For replacing an existing loan, or taking cash out. The current balance, payoff details, value and income drive the read.

    Bridge

    For a short-term need, a quick move, or a gap before long-term financing. A clear exit plan and timeline matter most.

    Construction

    For building or improving property. Budget, builder, land cost and improvements already paid, and remaining costs all matter.

    CMBS

    For stabilized, income-producing property held long term. See the CMBS page for the usual underwriting guideposts.

    SBA loans

    For businesses that use the property they finance. See the SBA page for 7(a) and 504 in plain terms.

    What we usually ask for, across programs

    Property and request

    • Property address, type and size
    • Loan amount requested and purpose
    • Property value or price
    • How the building will be used, and who occupies it

    Borrower and income

    • Borrower and guarantor details
    • Business tax returns and a debt schedule, where applicable
    • Rent roll and leases, or business financials
    • Recent operating statements

    Not sure which program fits?

    Start with the fit check, run the calculators, or send the deal and we will point you to the program that fits.

    Start an applicationRun the fit check